With operations in 22 countries, The LOLC Group is one of the biggest multi-currency, multi-geography inclusive finance platforms in the world.
As of January 2023, the Bank has 84 branches and service centers in operation in all provinces of Pakistan, and Azad Jammu & Kashmir, and Gilgit Baltistan, including the Federal Capital Islamabad, and is licensed to operate nationwide.

Products & Services

A variety of Micro-Credit & Liability Products are available from the bank, which aims to create jobs for the less fortunate sections of our community.

LOLC Bara Karobar Loan

This tailored product has been crafted to cater to the expansionary requirements of flourishing enterprises and facilitate the acquisition of crucial business assets

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LOLC Mortgage Loan

Mortgage Loan provides an array of financing options: ranging from property acquisition, business expansion, and equipment procurement to property renovation and construction, enabling individuals and entrepreneurs to actualize their dreams with ease.

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LOLC Salary Loan

Catering to the diverse financial needs of individuals, our Salary Loan facility offers a versatile funding solution for a myriad of purposes, be it for emergencies, asset acquisition, or any other exigent personal expenditure.

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LOLC Hunarmand Khatoon

This is an exclusive loan product tailored to support female entrepreneurs and give them the freedom to grow their current businesses or branch out into uncharted territory.

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LOLC Fori Qarza

LOLC Fori Qarza is a swift and effective financing solution devised to meet people's immediate financial requirements and give them access to the resources they need to easily handle unforeseen financial setbacks.

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LOLC Karobari Qarza

LOLC Karobari Qarza loan is disbursed to enhance the business and fulfill the requirement of investment for a business.

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LOLC Agri Loan – Unsecured

Optimize your agro-financial cycles with our bespoke demand finance facility, featuring a meticulously tailored loan tenure aligned with crop harvesting.

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LOLC Agri Loan – Secured

Our demand finance facility, which is adapted to the crop harvesting season for both the farm and non-farm sectors, revolutionizes your funding.

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Term Deposit Account

We give you the opportunity to build your money and aspirations over time with our Term Deposit account, which offers high returns on savings.

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Aali-e-Shan Corporate Account

Introducing a premium financial resolve tailored to the discerning corporate clientele looking to maximize their returns on deposits.

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Amanat Monthly Saving Account

Introducing a lucrative savings account that generates substantial profits for each client. Customers can easily control their funds because there are no transaction limits.

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Khushaal Khatoon Saving Account

Our profit-bearing savings account offers female clients the chance to invest their savings and receive tier-based profits, empowering women to increase their wealth.

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Shandar Saving Account

Experience the ultimate financial growth with our profit-bearing savings account, exclusively designed to cater to the individual banking needs of our esteemed customers.

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Shad-man Current Account

Introducing the Shad-Man Current Account, which is created specifically to meet the banking needs of our prestigious business clients.

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About Us

We Make Bank Simple and Seamless.

LOLC Microfinance Bank was formerly known as Pak Oman Microfinance Bank Limited (the Bank) that was incorporated on 09 March 2006 as a public limited company under Companies Ordinance

1984 (Repealed with the enactment of the Companies Act, 2017 on 30 May 2017) and was granted a license by the State Bank of Pakistan (SBP) on 12 April 2006.

Our Outreach




Gross Loan Portfolio


Branches & Service Centers

Latest News and Events

Why Choose Us

Inspiring The World Through Banking

Our Strategy

Our aim is to help eradicate poverty by providing financial services to those who are otherwise excluded from the formal financial sector. This allows people to start or expand small businesses, which in turn creates jobs and income for themselves and their families.

Women Financial Services

We cater to the women’s market with our Hunarmand Khatoon & Khushaal Khatoon products so they can become more financially independent and self-sufficient. In order for society to advance and develop, LOLC Microfinance Bank is committed to fostering equality.


To create ease and increase accessibility for our borrowers, LOLC Microfinance Bank has partnered with Digital service providers like JazzCash so they can replay loan installments from the comfort of their homes. Many more such initiatives are underway.

Financial Literacy

Our teams have conducted multiple outreach campaigns in rural Punjab & Sindh to create awareness about available banking solutions.
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